Conditions offered by the financial institutions vary by educational program and financial entity.  In most cases, however, students are offered loans at preferential rates, which can be paid back over five years and begin with a period of eighteen months in which the student must pay only interest.

Students may apply for financial aid in any office of the financial institutions listed above.  Students must present certification of registration for classes at Fundesem.  Certification forms may be requested directly from Fundesem.